Naira and dollars, one account

Save in dollars.
Spend in naira.

Fund from any Nigerian bank, move into dollars when you want to hold value, and back into naira when you need to spend. Cash out to any bank account, any time.

No monthly fee. Free transfers between Zenn accounts.

Live rate $1 = ₦1,359.66
NGN
$ USD

Rate updated 1 month ago

Three things, done properly

Not a long list of features. The money has to get in, move, and get out.

01

Your own account number

A dedicated Nigerian account number in your name. Transfer to it from any bank app and the money lands in your wallet in seconds.

02

Move between currencies

Convert naira to dollars and back at a rate that updates through the day. You see the exact amount you will receive before you confirm.

03

Out to any bank

Send to any Nigerian bank account straight from your wallet. We check the account name before the money leaves.

Free between Zenn accounts

Paying someone who is also on Zenn costs nothing and arrives immediately. Their username or email is all you need - no account numbers, no waiting for a bank to open.

Get started
A
Sent to Ada Just now
−₦25,000
Added funds Bank transfer
+₦500,000
NGN to USD Converted
+$ 73.55
Escrow

Buy and sell without trusting a stranger

Instagram, WhatsApp, Jiji - somebody has to send first, and that is where deals go wrong. With escrow the buyer pays ZennPay instead of the seller. We hold the money and only release it once the buyer says they got what they paid for.

If it goes wrong, the money is still with us, not gone.

Start a safe deal
  1. 1
    The seller sets up the deal

    What is being sold, how much, and who is paying.

  2. 2
    The buyer pays ZennPay

    Not the seller. The money sits with us, and neither side can touch it.

  3. 3
    The buyer gets what they paid for

    They approve, and the seller is paid the same moment.

  4. !
    If something is wrong

    The buyer opens a dispute instead of approving, and the money stays held until it is settled.

A PIN on every transaction

Nothing leaves your wallet without your four digit PIN - not a transfer, not a conversion, not a bill. Knowing your password is not enough.

You are asked who you are

Identity verification before you move money, because an account nobody can be held to is an account worth stealing.

Open an account in a few minutes

Free to open, free to keep.

Create a free account

The iPhone and Android apps are on the way. Leave your email and we will tell you the day they land.