A comprehensive guide to setting up and using ZennPay for all your payment needs, from personal transfers to business transactions.
1. Create Your Wallet
Download ZennPay and sign up with your phone number and email. Setup takes just a few minutes and there's no paperwork or branch visit required.
2. Verify Your Identity
To keep every wallet secure and compliant with Nigerian financial regulations, we ask you to complete a quick identity verification (KYC) step before you fund your account or send money.
3. Fund Your Wallet
Top up from your bank account, debit or credit card, or a local gateway like Paystack, Flutterwave, or Monnify. Funds typically post to your balance within seconds.
4. Send, Scan, or Settle
Once your wallet is funded, you can transfer money to any other ZennPay user, scan a QR code to pay at a partnered till, settle a shared invoice, or redeem a voucher — all from the same balance.
5. Track Everything
Every transaction — funding, transfers, bill payments, and more — is logged with a timestamp and status, so you always know exactly where your money went.
That's it. Whether you're sending money to family or managing payments for your business, ZennPay keeps it simple, fast, and secure.